Название: Depth of credit information index (0=low to 8=high)
Тема: Private Sector & Trade: Business environment
Периодичность: Annual
Описание: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.
Источник: World Bank, Doing Business project (http://www.doingbusiness.org/). NOTE: Doing Business has been discontinued as of 9/16/2021. For more information: https://bit.ly/3CLCbme
Методология: For Doing Business 2015, the credit information index has expanded with two new measurements, namely whether (1) banks and financial institutions access credit bureaus and credit registries' databases through an online platform or system-to-system connection; and (2) bureau or registry credit scores are offered as a value added service to help banks and financial institutions to assess the creditworthiness of borrowers. Furthermore, if the credit bureau or registry is not operational or covers less than 5% of the adult population, the score on the depth of credit information index is 0. (Previously, the coverage threshold to score on the credit information index was 0.1%. In Doing Business 2015 this threshold has been increased to 5%.)
Data are collected by the World Bank with a standardized survey that uses a simple business case to ensure comparability across economies and over time - with assumptions about the legal form of the business, its size, its location, and nature of its operation. Surveys are administered through more than 9,000 local experts, including lawyers, business consultants, accountants, freight forwarders, government officials, and other professionals who routinely administer or advise on legal and regulatory requirements.
The Doing Business project of the World Bank encompasses two types of data: data from readings of laws and regulations and data on time and motion indicators that measure efficiency in achieving a regulatory goal. Within the time and motion indicators cost estimates are recorded from official fee schedules where applicable. The data from surveys are subjected to numerous tests for robustness, which lead to revision or expansion of the information collected. For more information on methodology, see http://www.doingbusiness.org/Methodology/getting-credit#legalRights.
Лицензия: CC BY-4.0 (https://datacatalog.worldbank.org/public-licenses#cc-by)
Код индикатора: IC.CRD.INFO.XQ
Датасет содержит следующие поля:
- Код индикатора (
indicator_id) — Уникальный идентификатор индикатора Всемирного банка
- Название индикатора (
indicator_name) — Полное название индикатора на английском языке
- Код страны (
country_id) — Уникальный идентификатор страны (код Всемирного банка)
- Название страны (
country_name) — Полное название страны или региона на английском языке
- ISO3 код страны (
countryiso3code) — Трехбуквенный код страны по стандарту ISO 3166-1 alpha-3
- Дата (
date) — Год или дата наблюдения (в формате строки, обычно YYYY)
- Значение (
value) — Численное значение показателя (может быть пустым для отсутствующих данных)
- Единица измерения (
unit) — Единица измерения значения показателя (например, проценты, доллары США)
- Статус наблюдения (
obs_status) — Статус данных наблюдения (может быть пустым для валидных данных)
- Количество знаков после запятой (
decimal) — Количество десятичных знаков для отображения значения
Название: Depth of credit information index (0=low to 8=high)
Тема: Private Sector & Trade: Business environment
Периодичность: Annual
Описание: Depth of credit information index measures rules affecting the scope, accessibility, and quality of credit information available through public or private credit registries. The index ranges from 0 to 8, with higher values indicating the availability of more credit information, from either a public registry or a private bureau, to facilitate lending decisions.
Источник: World Bank, Doing Business project (http://www.doingbusiness.org/). NOTE: Doing Business has been discontinued as of 9/16/2021. For more information: https://bit.ly/3CLCbme
Методология: For Doing Business 2015, the credit information index has expanded with two new measurements, namely whether (1) banks and financial institutions access credit bureaus and credit registries' databases through an online platform or system-to-system connection; and (2) bureau or registry credit scores are offered as a value added service to help banks and financial institutions to assess the creditworthiness of borrowers. Furthermore, if the credit bureau or registry is not operational or covers less than 5% of the adult population, the score on the depth of credit information index is 0. (Previously, the coverage threshold to score on the credit information index was 0.1%. In Doing Business 2015 this threshold has been increased to 5%.)
Data are collected by the World Bank with a standardized survey that uses a simple business case to ensure comparability across economies and over time - with assumptions about the legal form of the business, its size, its location, and nature of its operation. Surveys are administered through more than 9,000 local experts, including lawyers, business consultants, accountants, freight forwarders, government officials, and other professionals who routinely administer or advise on legal and regulatory requirements.
The Doing Business project of the World Bank encompasses two types of data: data from readings of laws and regulations and data on time and motion indicators that measure efficiency in achieving a regulatory goal. Within the time and motion indicators cost estimates are recorded from official fee schedules where applicable. The data from surveys are subjected to numerous tests for robustness, which lead to revision or expansion of the information collected. For more information on methodology, see http://www.doingbusiness.org/Methodology/getting-credit#legalRights.
Лицензия: CC BY-4.0 (https://datacatalog.worldbank.org/public-licenses#cc-by)
Код индикатора: IC.CRD.INFO.XQ
